Employee Products

In today's tight job market, Healthcare is the single variable benefit that will allow you to obtain and retain the best employees.  It is also one of the most complex, expensive, and potentially punitive issues a company can become involved with.  At Goddard & Associates, LLC we have the experience and knowledge to align your business needs with the Federal Requirements while securing the most cost effective programs including:

  • ​Health Insurance
  • Life Insurance
  • Vision Insurance
  • Dental Insurance
  • Disability Insurance
  • Long Term Care Insurance
  • Health Reimbursement Arrangements (HRA)
  • Health Saving Accounts (HSA)
  • Self-Funding Programs
  • Voluntary Benefit Programs
  • Supplemental Insurance
  • Managed Prescription Drug Plans
  • Employee Assistance Programs (EAP)
  • Flexible Benefit/Cafeteria Plans (FSA)
  • FMLA Administration
  • COBRA Administration 
  • HIPAA Administration

Employee Benefit Services

Determining the best health care plan and design are the first steps in developing an employee benefit program.  However, the process is not complete without enrollment of your eligible employees. This can only be accomplished with a level of communication that begins and communication and servicing of your group must continue beyond the implementation date.

Our Benefit Consulting Services include:

  • Review and Design Cost Effective Benefit Plans
  • ​Review Financial and Funding Alternatives
  • Analyze Claim Data with Comparisons to Industry Norms
  • Market Your Benefit Programs on an Annual or As Needed Basis
  • Introduce and Manage Employee Wellness Programs
  • Provide Cost Implications for Specific Plan/Benefit Changes
  • Assist in Union Negotiations
  • Implement and Service Specific Cost Containment Programs
  • Provide a Detailed Explanation of Renewal Formulas
  • Analyze and Review Experience/Management Claim Reports

Customer Service

In today's tight job market, Healthcare is the single variable benefit that will allow you to obtain and retain the best employees.  It is also one of the most complex, expensive, and potentially punitive issues a company can become involved with.  At Goddard & Associates, LLC  we have the experience and knowledge to align your business needs with the Federal Requirements while securing the most cost effective programs including:


  • Provide both phone and E-Mail support from Licensed Agents
  • Provide Full Online Enrollment Services
  • Review and Reconcile All Bills
  • Provide Custom Reporting Services
  • Provide Mediation of Claim Disputes
  • Assist in Claim Appeals
  • Design and Print Enrollment Forms
  • Provide Full Enrollment Packages
  • Provide On-Site Enrollment Meetings
  • Provide Summary Plan Descriptions
  • Design Custom Employee Certificates
  • Design and Print Employee Communications
  • Complete Employee Surveys
  • Complete Customer Surveys
  • Complete Physician Access Surveys
  • Conduct Seminars on Various Compliance and Benefit Issues
  • Assist in ERISA and HIPAA Compliance
  • Provide COBRA Administration

What companies do we work with?

We are always reviewing options at countless insurance companies in order to provide you with the best possible solutions to your healthcare needs.

Employee Benefits:

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Goddard & Associates, LLC

27780 Novi Rd. Suite 250 Novi, MI 48377

248-349-3200

Hours

Mon

8:30 am – 5:00 pm

Tue

8:30 am – 5:00 pm

Wed

8:30 am – 5:00 pm

Thu

8:30 am – 5:00 pm

Fri

8:30 am – 5:00 pm

Sat

By Appointment

Sun

Closed